B.N.Rathi Securities Ltd.

Company Profile

Profit & Loss

INDUSIND BANK LTD.

NSE : INDUSINDBKBSE : 532187ISIN CODE : INE095A01012Industry : Bank - PrivateHouse : Hinduja

BSE1474.650.95 (+0.06 %)

PREV CLOSE ( ) 1473.70

OPEN PRICE ( ) 1475.05

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 20664

TODAY'S LOW / HIGH ( )1462.85 1483.60

52 WK LOW / HIGH ( )1065.5 1694.35

NSE1474.650.15 (+0.01 %)

PREV CLOSE( ) 1474.50

OPEN PRICE ( ) 1477.00

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 1474.65 (1074)

VOLUME 2964953

TODAY'S LOW / HIGH( ) 1462.75 1483.25

52 WK LOW / HIGH ( )1065.35 1694.5

(Rs.in Million)

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

Mar 2019

I. INCOME

Interest Earned

363679.21

308224.42

289997.97

287828.30

222611.51

Interest / Discount on advances / Bills

299445.18

251434.38

240853.48

240082.46

182566.79

Interest on balances with RBI and other Inter-bank funds

14422.93

12883.62

6773.68

1920.25

1020.27

Income on investments

46916.31

40528.78

38461.08

42821.93

36773.41

Others

2894.79

3377.64

3909.73

3003.67

2251.04

Other Income

81727.71

73447.84

65008.80

69526.72

56467.19

Commission,exchange and brokerage

56461.47

45092.86

34781.45

46158.07

40729.64

Profit / (loss)on sale of investments(net)

653.79

5931.59

14861.94

5525.61

1151.19

Profit on sale of Fixed Assets

-27.79

-11.30

13.79

-86.15

-11.75

Foreign Exchange Gains

17934.45

17308.44

13212.04

15987.32

13593.11

Income earned from subsidiaries/joint venture

3.00

3.39

Rent / Lease Income

Provisions Written Back

Miscellaneous income

6705.79

5126.25

2139.59

1938.86

1001.61

Total Income

445406.91

381672.26

355006.77

357355.01

279078.69

II. EXPENDITURE

Interest Expended

187757.97

158215.98

154719.03

167240.86

134149.67

Intereston Deposits

156791.78

124302.86

114590.76

129079.41

106090.41

Interest on RBI / inter-bank borrowings

6115.94

2432.44

5232.33

8024.45

6114.65

Other Interest

24850.25

31480.68

34895.94

30136.99

21944.60

Operating Expenses

113458.67

93107.06

81568.26

81825.87

64052.98

Payments to and provisions for employees

41786.57

34735.41

30392.45

28196.38

18535.13

Rent,Taxes and lighting

6345.80

5664.15

4789.23

4992.28

4085.85

Depreciation on Banks property

4072.06

3520.24

3276.44

2909.45

2288.52

Depreciation on leased assets

Auditor's fees and expenses

35.34

32.70

23.57

25.80

19.70

Law charges

624.07

490.47

602.86

696.72

678.40

Communication Expenses

1726.92

1629.84

1390.51

1568.52

1415.67

Repairs and Maintenance

4010.11

3712.18

3620.18

3814.43

3356.28

Insurance

4964.26

4287.94

3226.50

2805.13

1946.95

Other expenses

49893.55

39034.14

34246.53

36817.16

31726.47

Provisions and Contingencies

44868.33

66021.03

79425.33

46521.03

31076.51

Provision for investments

2999.90

3035.50

6088.10

4749.30

1734.70

Provision for advances

38855.60

41466.10

50597.90

36352.90

29341.81

Others Provisions

3012.83

21519.43

22739.33

5418.83

Profit Before Tax

99321.94

64328.20

39294.15

61767.26

49799.54

Taxes

24890.60

16281.80

9995.40

17188.60

16794.70

Current Income Tax

23620.00

18402.50

17039.40

19984.00

19727.60

Deferred Tax

1270.60

-2120.70

-7044.00

-2795.40

-2932.90

Other taxes

0.00

Profit After Tax

74431.34

48046.40

29298.75

44578.66

33004.84

Extra items

0.00

Minority Interest

Share of Associate

3.64

3.98

2.21

3.15

2.69

Other Consolidated Items

Consolidated Net Profit

74434.98

48050.38

29300.96

44581.81

33007.53

Adjustments to PAT

4433.28

IV. APPROPRIATIONS

266958.03

208688.87

164552.95

160097.21

126138.60

Transfer to Statutory Reserve

18474.28

11527.81

7090.98

11044.78

8252.75

Appropriation to General Reserve

Appropriation to Revenue Reserve

Appropriation to Other Reserves

Equity Dividend

Corporate dividend tax

Other appropriations

248483.76

197161.06

157461.97

149052.42

117885.86

Equity Dividend %

140.00

85.00

50.00

75.00

Earnings Per Share

96.00

62.00

38.00

64.00

55.00

Adjusted EPS

96.00

62.00

38.00

64.00

55.00

Investor Alert

1) KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary. 2) For Stock Broking Transaction 'Prevent unauthorised transactions in your account --> Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day...Issued in the interest of Investors. 3) For Depository Transaction 'Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL/NSDL on the same day...Issued in the interest of investors. 4) No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. 5) Investors should be cautious on unsolicited emails and SMS advising to buy, sell or hold securities and trade only on the basis of informed decision. Investors are advised to invest after conducting appropriate analysis of respective companies and not to blindly follow unfounded rumours, tips etc. Further, you are also requested to share your knowledge or evidence of systemic wrongdoing, potential frauds or unethical behaviour through the anonymous portal facility provided on BSE & NSE website. 6) This is to inform that we B N Rathi securities Ltd not required to have a Business Continuity/DR plan under the existing regulatory provisions.

ATTENTION INVESTORS | KYC | IPO

Prevent Unauthorised transactions in your Trading/Demat Account. Update your mobile numbers/email IDs with your stock brokers/DP. Receive information of your transactions directly from Exchanges/Depositories on your mobile/email at the end of the day. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account......Issued in the interest of investors. SEBI Circular - Investor Grievance Redress Mechanism - New Policy Measures. Kindly refer at Policies.

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account

REGISTRATION NOS: SEBI Registration No: INZ000160834 (BSE-3233 | NSE-07141| MCX-56475) CDSL : SEBI Regn No. IN-DP-612-2021. AMFI-Registered Mutual Fund Distributor: B.N.Rathi Securities Ltd - ARN-77516: (B.N.Rathi is just acting as distributor. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.) CIN: L65993TG1985PLC005838

GRIEVANCE CONTACT Investor Grievance Contact: investorgrievances@bnrsecurities.com | DP Investor Grievance: investorgrievances@bnrsecurities.com Investor Protection and Arbitration Exchange Circulars and Rules - NSE,BSE and MCX.

In case of member having a website, member has created awareness amongst clients / investors with regard to procedure of pledge/ re-pledge of securities and displayed the guidelines on the homepage of their respective websites at a prominent place as required in Exchange circular ref no. NSE/INSP/45565 dated Sep 02,2020 Trading members had displayed the set of standard documents/policies on their own website for information.

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