B.N.Rathi Securities Ltd.

Company Profile

Profit & Loss

UNION BANK OF INDIA

NSE : UNIONBANKBSE : 532477ISIN CODE : INE692A01016Industry : Bank - PublicHouse : PSU

BSE143.00-0.2 (-0.14 %)

PREV CLOSE ( ) 143.20

OPEN PRICE ( ) 144.10

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 577297

TODAY'S LOW / HIGH ( )141.45 146.85

52 WK LOW / HIGH ( )68 163.15

NSE142.55-0.7 (-0.49 %)

PREV CLOSE( ) 143.25

OPEN PRICE ( ) 144.30

BID PRICE (QTY) 142.55 (26280)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 11659346

TODAY'S LOW / HIGH( ) 141.35 146.90

52 WK LOW / HIGH ( )68 163.2

(Rs.in Million)

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

Mar 2019

I. INCOME

Interest Earned

811631.82

682296.57

693114.56

374792.19

343136.68

Interest / Discount on advances / Bills

568745.75

452933.29

458344.67

251529.34

238685.71

Interest on balances with RBI and other Inter-bank funds

21317.91

21439.54

16106.39

12056.37

12062.07

Income on investments

216356.46

201594.68

210354.16

107357.71

91487.67

Others

5211.70

6329.06

8309.35

3848.77

901.23

Other Income

159153.53

135244.13

143067.23

57892.73

50417.08

Commission,exchange and brokerage

21870.99

17190.49

12160.23

5457.36

5813.68

Profit / (loss)on sale of investments(net)

8624.18

35244.50

43296.43

14200.37

6404.74

Profit on sale of Fixed Assets

-14.86

-3.49

205.85

-39.45

29.65

Foreign Exchange Gains

8133.57

6083.68

4340.88

5570.19

5649.04

Income earned from subsidiaries/joint venture

Rent / Lease Income

Provisions Written Back

Miscellaneous income

120539.65

76728.95

83063.85

32704.26

32519.98

Total Income

970785.35

817540.70

836181.79

432684.91

393553.75

II. EXPENDITURE

Interest Expended

480328.45

401784.65

441123.99

258368.11

238960.93

Intereston Deposits

443831.97

374718.77

408359.05

240491.50

221004.37

Interest on RBI / inter-bank borrowings

18504.01

10560.98

14923.54

8440.29

8806.91

Other Interest

17992.48

16504.91

17841.40

9436.33

9149.65

Operating Expenses

234873.03

197026.12

197515.21

81878.75

78561.75

Payments to and provisions for employees

125240.04

102636.66

94910.22

34638.51

32372.27

Rent,Taxes and lighting

10823.28

10829.33

11206.35

6289.26

6139.98

Depreciation on Banks property

7445.67

7448.15

9081.50

4171.98

3738.20

Depreciation on leased assets

Auditor's fees and expenses

744.95

670.85

1094.89

411.31

499.56

Law charges

1737.12

1525.87

1366.14

690.23

559.41

Communication Expenses

3223.48

3125.47

2336.29

1576.96

1236.17

Repairs and Maintenance

3733.26

3375.67

3662.62

1268.09

1258.14

Insurance

13750.45

11658.85

12098.69

5609.56

4199.08

Other expenses

68174.78

55755.27

61758.51

27222.86

28558.95

Provisions and Contingencies

134118.44

133066.52

174270.80

133950.24

115362.65

Provision for investments

19155.30

2004.80

4320.90

3723.70

-4043.70

Provision for advances

115184.00

133827.90

149800.80

99704.80

113080.00

Others Provisions

-220.86

-2766.18

20149.10

30521.74

6326.35

Profit Before Tax

121465.43

85663.42

23271.79

-41512.20

-39331.58

Taxes

37162.00

33578.40

-5008.40

-11103.90

-9997.50

Current Income Tax

37162.00

33578.40

-5008.40

-11103.90

-9997.50

Deferred Tax

Other taxes

0.00

Profit After Tax

84303.43

52085.02

28280.19

-30408.30

-29334.08

Extra items

0.00

Minority Interest

Share of Associate

813.20

568.19

353.80

-800.59

110.59

Other Consolidated Items

Consolidated Net Profit

85116.64

52653.21

28633.99

-31208.89

-29223.49

Adjustments to PAT

IV. APPROPRIATIONS

85116.64

52653.24

28634.02

-115210.97

-83285.29

Transfer to Statutory Reserve

21083.19

13193.99

7335.68

Appropriation to General Reserve

Appropriation to Revenue Reserve

34814.63

2471.84

-496.43

-2223.00

250.99

Appropriation to Other Reserves

Equity Dividend

20504.31

12986.02

Corporate dividend tax

Other appropriations

8714.50

24001.39

21794.77

-112987.97

-83536.28

Equity Dividend %

30.00

19.00

Earnings Per Share

12.00

8.00

4.00

-9.00

-17.00

Adjusted EPS

12.00

8.00

4.00

-9.00

-17.00

Investor Alert

1) KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary. 2) For Stock Broking Transaction 'Prevent unauthorised transactions in your account --> Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day...Issued in the interest of Investors. 3) For Depository Transaction 'Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL/NSDL on the same day...Issued in the interest of investors. 4) No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. 5) Investors should be cautious on unsolicited emails and SMS advising to buy, sell or hold securities and trade only on the basis of informed decision. Investors are advised to invest after conducting appropriate analysis of respective companies and not to blindly follow unfounded rumours, tips etc. Further, you are also requested to share your knowledge or evidence of systemic wrongdoing, potential frauds or unethical behaviour through the anonymous portal facility provided on BSE & NSE website. 6) This is to inform that we B N Rathi securities Ltd not required to have a Business Continuity/DR plan under the existing regulatory provisions.

ATTENTION INVESTORS | KYC | IPO

Prevent Unauthorised transactions in your Trading/Demat Account. Update your mobile numbers/email IDs with your stock brokers/DP. Receive information of your transactions directly from Exchanges/Depositories on your mobile/email at the end of the day. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account......Issued in the interest of investors. SEBI Circular - Investor Grievance Redress Mechanism - New Policy Measures. Kindly refer at Policies.

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account

REGISTRATION NOS: SEBI Registration No: INZ000160834 (BSE-3233 | NSE-07141| MCX-56475) CDSL : SEBI Regn No. IN-DP-612-2021. AMFI-Registered Mutual Fund Distributor: B.N.Rathi Securities Ltd - ARN-77516: (B.N.Rathi is just acting as distributor. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.) CIN: L65993TG1985PLC005838

GRIEVANCE CONTACT Investor Grievance Contact: investorgrievances@bnrsecurities.com | DP Investor Grievance: investorgrievances@bnrsecurities.com Investor Protection and Arbitration Exchange Circulars and Rules - NSE,BSE and MCX.

In case of member having a website, member has created awareness amongst clients / investors with regard to procedure of pledge/ re-pledge of securities and displayed the guidelines on the homepage of their respective websites at a prominent place as required in Exchange circular ref no. NSE/INSP/45565 dated Sep 02,2020 Trading members had displayed the set of standard documents/policies on their own website for information.

SEBI SCORES LETTER OF AUTHORITY BROKERS NORMS RMS POLICY PMLA-POLICY SURVEILLANCE POLICY KYC MANDATORY - 6 ATTRIBUTES EVoting CDSL EVoting NSDL

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