B.N.Rathi Securities Ltd.

Company Profile

Profit & Loss

THE FEDERAL BANK LTD.

NSE : FEDERALBNKBSE : 500469ISIN CODE : INE171A01029Industry : Bank - PrivateHouse : Federal Bank

BSE159.60-4.15 (-2.53 %)

PREV CLOSE ( ) 163.75

OPEN PRICE ( ) 164.00

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 1127650

TODAY'S LOW / HIGH ( )159.15 164.30

52 WK LOW / HIGH ( )120.9 170.25

NSE159.75-3.95 (-2.41 %)

PREV CLOSE( ) 163.70

OPEN PRICE ( ) 164.00

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 11483902

TODAY'S LOW / HIGH( ) 159.10 164.50

52 WK LOW / HIGH ( )121 170.3

(Rs.in Million)

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

Mar 2019

I. INCOME

Interest Earned

178117.77

143815.32

143140.76

135903.90

116354.39

Interest / Discount on advances / Bills

145078.82

115643.11

113531.37

110451.81

93041.23

Interest on balances with RBI and other Inter-bank funds

2062.52

2202.67

3681.64

1399.64

734.69

Income on investments

27818.77

23164.92

23382.86

21854.99

20393.59

Others

3157.66

2804.62

2544.89

2197.47

2184.89

Other Income

24362.37

21209.33

19716.54

18818.11

13352.17

Commission,exchange and brokerage

18678.01

13228.65

10494.55

9640.54

7812.10

Profit / (loss)on sale of investments(net)

902.44

3886.88

6108.19

6079.25

2291.08

Profit on sale of Fixed Assets

8.30

53.30

17.99

51.72

182.01

Foreign Exchange Gains

2971.39

2420.16

1939.99

2183.13

2356.79

Income earned from subsidiaries/joint venture

Rent / Lease Income

Provisions Written Back

1407.34

1791.35

810.11

522.42

13788.01

Miscellaneous income

394.90

-171.01

345.71

341.05

-13077.82

Total Income

202480.15

165024.65

162857.29

154722.02

129706.56

II. EXPENDITURE

Interest Expended

99752.39

79593.79

84349.58

86783.09

73163.25

Intereston Deposits

86127.81

73322.89

78045.40

81003.65

67425.81

Interest on RBI / inter-bank borrowings

906.54

358.48

419.65

914.10

1137.43

Other Interest

12718.04

5912.42

5884.53

4865.34

4600.01

Operating Expenses

52112.05

45921.46

38986.64

35467.07

28365.77

Payments to and provisions for employees

24402.44

25116.60

21720.18

18759.80

14256.61

Rent,Taxes and lighting

4302.50

3655.87

3190.46

3217.22

2842.98

Depreciation on Banks property

1821.77

1388.98

1149.20

1257.27

1222.58

Depreciation on leased assets

Auditor's fees and expenses

63.19

78.28

85.02

95.59

84.68

Law charges

544.43

316.51

194.30

208.71

139.02

Communication Expenses

1256.73

912.63

819.00

787.68

670.53

Repairs and Maintenance

1152.57

858.13

700.50

760.41

671.46

Insurance

2318.90

2145.71

1929.06

1427.81

1196.95

Other expenses

16249.52

11448.76

9198.92

8952.58

7280.97

Provisions and Contingencies

7986.27

13046.63

17435.41

11872.18

8576.11

Provision for investments

-66.80

-7.20

289.00

635.00

991.00

Provision for advances

7728.40

12719.50

16969.90

1171.90

1227.70

Others Provisions

324.67

334.33

176.51

10065.28

6357.41

Profit Before Tax

42629.43

26462.76

22085.66

20599.67

19601.43

Taxes

10871.80

6808.80

5613.60

5072.00

6776.20

Current Income Tax

10859.30

8452.50

5833.10

5072.00

6776.20

Deferred Tax

12.50

-1643.70

-219.50

Other taxes

0.00

Profit After Tax

31757.63

19653.96

16472.06

15527.67

12825.23

Extra items

0.00

Minority Interest

-453.11

-277.50

-152.36

-172.56

-141.30

Share of Associate

340.60

310.28

323.64

377.09

355.62

Other Consolidated Items

Consolidated Net Profit

31645.12

19686.74

16643.34

15732.20

13039.56

Adjustments to PAT

IV. APPROPRIATIONS

75185.40

54644.88

44060.69

38479.83

30938.70

Transfer to Statutory Reserve

7773.05

4870.85

4062.47

3915.46

3179.87

Appropriation to General Reserve

Appropriation to Revenue Reserve

4265.75

2667.21

2295.72

1474.61

1439.30

Appropriation to Other Reserves

Equity Dividend

Corporate dividend tax

571.90

407.01

Other appropriations

63146.60

47106.82

37702.49

32517.87

25912.52

Equity Dividend %

50.00

90.00

35.00

70.00

Earnings Per Share

15.00

9.00

8.00

7.00

Adjusted EPS

15.00

9.00

8.00

7.00

Investor Alert

1) KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary. 2) For Stock Broking Transaction 'Prevent unauthorised transactions in your account --> Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day...Issued in the interest of Investors. 3) For Depository Transaction 'Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL/NSDL on the same day...Issued in the interest of investors. 4) No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. 5) Investors should be cautious on unsolicited emails and SMS advising to buy, sell or hold securities and trade only on the basis of informed decision. Investors are advised to invest after conducting appropriate analysis of respective companies and not to blindly follow unfounded rumours, tips etc. Further, you are also requested to share your knowledge or evidence of systemic wrongdoing, potential frauds or unethical behaviour through the anonymous portal facility provided on BSE & NSE website. 6) This is to inform that we B N Rathi securities Ltd not required to have a Business Continuity/DR plan under the existing regulatory provisions.

ATTENTION INVESTORS | KYC | IPO

Prevent Unauthorised transactions in your Trading/Demat Account. Update your mobile numbers/email IDs with your stock brokers/DP. Receive information of your transactions directly from Exchanges/Depositories on your mobile/email at the end of the day. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account......Issued in the interest of investors. SEBI Circular - Investor Grievance Redress Mechanism - New Policy Measures. Kindly refer at Policies.

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account

REGISTRATION NOS: SEBI Registration No: INZ000160834 (BSE-3233 | NSE-07141| MCX-56475) CDSL : SEBI Regn No. IN-DP-612-2021. AMFI-Registered Mutual Fund Distributor: B.N.Rathi Securities Ltd - ARN-77516: (B.N.Rathi is just acting as distributor. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.) CIN: L65993TG1985PLC005838

GRIEVANCE CONTACT Investor Grievance Contact: investorgrievances@bnrsecurities.com | DP Investor Grievance: investorgrievances@bnrsecurities.com Investor Protection and Arbitration Exchange Circulars and Rules - NSE,BSE and MCX.

In case of member having a website, member has created awareness amongst clients / investors with regard to procedure of pledge/ re-pledge of securities and displayed the guidelines on the homepage of their respective websites at a prominent place as required in Exchange circular ref no. NSE/INSP/45565 dated Sep 02,2020 Trading members had displayed the set of standard documents/policies on their own website for information.

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