B.N.Rathi Securities Ltd.

Company Profile

Profit & Loss

CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD.

NSE : CHOLAFINBSE : 511243ISIN CODE : INE121A01024Industry : Finance - NBFCHouse : Murugappa Chettiar

BSE1264.60-41.35 (-3.17 %)

PREV CLOSE ( ) 1305.95

OPEN PRICE ( ) 1299.95

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 41779

TODAY'S LOW / HIGH ( )1259.50 1306.95

52 WK LOW / HIGH ( )975.75 1352.9

NSE1263.95-42.4 (-3.25 %)

PREV CLOSE( ) 1306.35

OPEN PRICE ( ) 1296.10

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 1263.95 (40)

VOLUME 2129305

TODAY'S LOW / HIGH( ) 1258.60 1306.65

52 WK LOW / HIGH ( )976.05 1352.6

(Rs.in Million)

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

Mar 2019

INCOME :

Operating Income

128840.00

101410.00

95794.00

87120.10

70876.20

Sale of Shares / Units

Interest income

120830.00

95670.00

92247.70

81246.50

65762.20

Portfolio management services

Dividend income

Brokerages & commissions

Processing fees and other charges

6540.00

4780.00

2763.00

2535.50

2394.30

Other Operating Income

1480.00

960.00

783.30

3338.10

2719.70

Operating Income (Net)

128840.00

101410.00

95794.00

87120.10

70876.20

EXPENDITURE :

Increase/Decrease in Stock

Employee Cost

13600.00

9570.00

7910.10

7003.20

6046.80

Salaries, Wages & Bonus

12380.00

8720.00

7339.90

6279.90

5478.20

Contributions to EPF & Pension Funds

540.00

400.00

335.00

324.60

251.30

Workmen and Staff Welfare Expenses

250.00

120.00

65.20

184.40

167.30

Other Employees Cost

440.00

330.00

170.00

214.30

150.00

Operating & Establishment Expenses

10300.00

8150.00

5846.60

6152.20

5075.20

Depository Charges

Security Transaction tax

Software & Technical expenses

710.00

500.00

330.90

256.90

258.10

Commission, Brokerage & Discounts

5580.00

4290.00

2694.70

2912.00

2047.10

Rent , Rates & Taxes

720.00

640.00

272.30

238.40

610.40

Repairs and Maintenance

80.00

60.00

36.00

40.90

31.90

Insurance

320.00

290.00

164.70

157.90

119.20

Electricity & Power

150.00

110.00

101.10

144.40

121.60

Other Operating Expenses

2750.00

2270.00

2246.90

2401.70

1886.90

Administrations & Other Expenses

3290.00

2340.00

1251.10

1650.70

1834.70

Printing and stationery

220.00

180.00

123.30

145.60

125.50

Professional and legal fees

1420.00

1200.00

427.70

452.70

471.00

Advertisement & Sales Promotion

150.00

130.00

130.10

148.10

163.40

Other General Expenses

1500.00

830.00

570.00

904.30

1074.80

Provisions and Contingencies

9020.00

9200.00

14135.90

9422.80

3389.90

Provisions for contingencies

Provisions against NPAs

Bad debts /advances written off

Provision for doubtful debts

Losson disposal of fixed assets(net)

10.00

0.00

5.40

1.30

1.70

Losson foreign exchange fluctuations

Losson sale of non-trade current investments

14.00

Other Miscellaneous Expenses

9020.00

9200.00

14130.50

9407.50

3388.20

Less: Expenses Capitalised

Total Expenditure

36220.00

29270.00

29143.70

24228.90

16346.60

Operating Profit (Excl OI)

92620.00

72140.00

66650.30

62891.20

54529.60

Other Income

2220.00

920.00

607.10

20.50

237.00

Other Interest Income

70.00

37.80

Other Commission

Discounts

Profit on sale of Fixed Assets

0.00

0.20

Income from investments

0.00

1.30

3.70

205.20

Provision Written Back

Others

2210.00

850.00

567.80

16.80

31.80

Operating Profit

94840.00

73060.00

67257.40

62911.70

54766.60

Interest

57480.00

42980.00

45755.40

45917.00

35881.40

Loans

40810.00

30720.00

33789.00

31223.60

18928.30

Deposits

Bonds / Debentures

16400.00

11850.00

11716.00

14438.80

16814.80

Other Interest

270.00

400.00

250.40

254.60

138.30

Depreciation

1210.00

1010.00

1023.00

1112.50

569.90

Profit Before Taxation & Exceptional Items

36150.00

29080.00

20479.00

15882.20

18315.30

Exceptional Income / Expenses

Profit Before Tax

36150.00

29080.00

20479.00

15882.20

18315.30

Provision for Tax

9380.00

7490.00

5265.10

5340.80

6345.90

Current Income Tax

8860.00

6950.00

7532.00

5679.10

7153.20

Deferred Tax

520.00

540.00

-2306.10

-338.60

-966.90

Other taxes

0.00

10.00

39.20

0.30

159.60

Profit After Tax

26770.00

21590.00

15213.90

10541.40

11969.40

Extra items

0.00

Minority Interest

14.70

Share of Associate

-120.00

-50.00

-5.30

-4.20

-3.50

Other Consolidated Items

Consolidated Net Profit

26650.00

21540.00

15208.60

10537.20

11980.60

Adjustments to PAT

Profit Balance B/F

18110.00

12510.00

8980.80

7684.80

5376.00

Appropriations

44760.00

34050.00

24189.40

18222.00

17356.60

General Reserve

10000.00

7500.00

5000.00

6000.00

Proposed Equity Dividend

Corporate dividend tax

160.70

208.90

Other Appropriation

34760.00

24050.00

16689.40

13061.30

11147.70

Equity Dividend %

100.00

85.00

65.00

Earnings Per Share

32.00

26.00

19.00

13.00

77.00

Adjusted EPS

32.00

26.00

19.00

13.00

15.00

Investor Alert

1) KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary. 2) For Stock Broking Transaction 'Prevent unauthorised transactions in your account --> Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day...Issued in the interest of Investors. 3) For Depository Transaction 'Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL/NSDL on the same day...Issued in the interest of investors. 4) No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. 5) Investors should be cautious on unsolicited emails and SMS advising to buy, sell or hold securities and trade only on the basis of informed decision. Investors are advised to invest after conducting appropriate analysis of respective companies and not to blindly follow unfounded rumours, tips etc. Further, you are also requested to share your knowledge or evidence of systemic wrongdoing, potential frauds or unethical behaviour through the anonymous portal facility provided on BSE & NSE website. 6) This is to inform that we B N Rathi securities Ltd not required to have a Business Continuity/DR plan under the existing regulatory provisions.

ATTENTION INVESTORS | KYC | IPO

Prevent Unauthorised transactions in your Trading/Demat Account. Update your mobile numbers/email IDs with your stock brokers/DP. Receive information of your transactions directly from Exchanges/Depositories on your mobile/email at the end of the day. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account......Issued in the interest of investors. SEBI Circular - Investor Grievance Redress Mechanism - New Policy Measures. Kindly refer at Policies.

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account

REGISTRATION NOS: SEBI Registration No: INZ000160834 (BSE-3233 | NSE-07141| MCX-56475) CDSL : SEBI Regn No. IN-DP-612-2021. AMFI-Registered Mutual Fund Distributor: B.N.Rathi Securities Ltd - ARN-77516: (B.N.Rathi is just acting as distributor. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.) CIN: L65993TG1985PLC005838

GRIEVANCE CONTACT Investor Grievance Contact: investorgrievances@bnrsecurities.com | DP Investor Grievance: investorgrievances@bnrsecurities.com Investor Protection and Arbitration Exchange Circulars and Rules - NSE,BSE and MCX.

In case of member having a website, member has created awareness amongst clients / investors with regard to procedure of pledge/ re-pledge of securities and displayed the guidelines on the homepage of their respective websites at a prominent place as required in Exchange circular ref no. NSE/INSP/45565 dated Sep 02,2020 Trading members had displayed the set of standard documents/policies on their own website for information.

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