B.N.Rathi Securities Ltd.

Company Profile

Profit & Loss

GIC HOUSING FINANCE LTD.

NSE : GICHSGFINBSE : 511676ISIN CODE : INE289B01019Industry : Finance - HousingHouse : PSU

BSE221.151.65 (+0.75 %)

PREV CLOSE ( ) 219.50

OPEN PRICE ( ) 225.90

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 8017

TODAY'S LOW / HIGH ( )217.55 225.90

52 WK LOW / HIGH ( )162.45 292.45

NSE221.452.2 (+1 %)

PREV CLOSE( ) 219.25

OPEN PRICE ( ) 221.40

BID PRICE (QTY) 221.45 (136)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 530268

TODAY'S LOW / HIGH( ) 217.30 225.65

52 WK LOW / HIGH ( )162.2 292.4

(Rs.in Million)

Particulars

Mar 2023

Mar 2022

INCOME :

Operating Income

11149.00

11497.80

Sale of Shares / Units

Interest income

10986.30

11353.20

Portfolio management services

Dividend income

1.30

Brokerages & commissions

14.60

10.30

Processing fees and other charges

38.30

42.50

Other Operating Income

108.50

90.50

Operating Income (Net)

11149.00

11497.80

EXPENDITURE :

Increase/Decrease in Stock

Employee Cost

599.30

482.00

Salaries, Wages & Bonus

441.40

347.60

Contributions to EPF & Pension Funds

51.50

42.30

Workmen and Staff Welfare Expenses

46.70

59.20

Other Employees Cost

59.70

32.90

Operating & Establishment Expenses

138.40

114.60

Depository Charges

Security Transaction tax

Software & Technical expenses

Commission, Brokerage & Discounts

Rent , Rates & Taxes

7.80

5.20

Repairs and Maintenance

79.00

70.00

Insurance

43.50

33.10

Electricity & Power

8.10

6.30

Other Operating Expenses

0.00

Administrations & Other Expenses

292.10

226.00

Printing and stationery

4.20

3.50

Professional and legal fees

242.20

178.40

Advertisement & Sales Promotion

12.20

16.80

Other General Expenses

33.50

27.30

Provisions and Contingencies

1680.60

1335.40

Provisions for contingencies

Provisions against NPAs

671.90

Bad debts /advances written off

1622.80

509.80

Provision for doubtful debts

Losson disposal of fixed assets(net)

Losson foreign exchange fluctuations

Losson sale of non-trade current investments

1.50

5.80

Other Miscellaneous Expenses

56.30

147.90

Less: Expenses Capitalised

Total Expenditure

2710.40

2158.00

Operating Profit (Excl OI)

8438.60

9339.80

Other Income

1588.60

66.20

Other Interest Income

0.20

Other Commission

Discounts

Profit on sale of Fixed Assets

42.30

16.60

Income from investments

78.60

18.80

Provision Written Back

1467.50

30.80

Others

0.00

Operating Profit

10027.20

9406.00

Interest

7029.30

7015.50

Loans

6053.00

6363.40

Deposits

Bonds / Debentures

956.60

632.60

Other Interest

19.70

19.50

Depreciation

99.40

87.10

Profit Before Taxation & Exceptional Items

2898.50

2303.40

Exceptional Income / Expenses

Profit Before Tax

2898.50

2303.40

Provision for Tax

766.00

568.30

Current Income Tax

345.00

640.00

Deferred Tax

421.00

-71.70

Other taxes

0.00

Profit After Tax

2132.50

1735.10

Extra items

0.00

Minority Interest

Share of Associate

Other Consolidated Items

Consolidated Net Profit

2132.50

1735.10

Adjustments to PAT

Profit Balance B/F

243.40

224.20

Appropriations

2375.90

1959.30

General Reserve

1443.00

958.00

Proposed Equity Dividend

Corporate dividend tax

Other Appropriation

932.90

1001.30

Equity Dividend %

45.00

Earnings Per Share

40.00

32.00

Adjusted EPS

40.00

32.00

Investor Alert

1) KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary. 2) For Stock Broking Transaction 'Prevent unauthorised transactions in your account --> Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day...Issued in the interest of Investors. 3) For Depository Transaction 'Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL/NSDL on the same day...Issued in the interest of investors. 4) No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. 5) Investors should be cautious on unsolicited emails and SMS advising to buy, sell or hold securities and trade only on the basis of informed decision. Investors are advised to invest after conducting appropriate analysis of respective companies and not to blindly follow unfounded rumours, tips etc. Further, you are also requested to share your knowledge or evidence of systemic wrongdoing, potential frauds or unethical behaviour through the anonymous portal facility provided on BSE & NSE website. 6) This is to inform that we B N Rathi securities Ltd not required to have a Business Continuity/DR plan under the existing regulatory provisions.

ATTENTION INVESTORS | KYC | IPO

Prevent Unauthorised transactions in your Trading/Demat Account. Update your mobile numbers/email IDs with your stock brokers/DP. Receive information of your transactions directly from Exchanges/Depositories on your mobile/email at the end of the day. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account......Issued in the interest of investors. SEBI Circular - Investor Grievance Redress Mechanism - New Policy Measures. Kindly refer at Policies.

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account

REGISTRATION NOS: SEBI Registration No: INZ000160834 (BSE-3233 | NSE-07141| MCX-56475) CDSL : SEBI Regn No. IN-DP-612-2021. AMFI-Registered Mutual Fund Distributor: B.N.Rathi Securities Ltd - ARN-77516: (B.N.Rathi is just acting as distributor. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.) CIN: L65993TG1985PLC005838

GRIEVANCE CONTACT Investor Grievance Contact: investorgrievances@bnrsecurities.com | DP Investor Grievance: investorgrievances@bnrsecurities.com Investor Protection and Arbitration Exchange Circulars and Rules - NSE,BSE and MCX.

In case of member having a website, member has created awareness amongst clients / investors with regard to procedure of pledge/ re-pledge of securities and displayed the guidelines on the homepage of their respective websites at a prominent place as required in Exchange circular ref no. NSE/INSP/45565 dated Sep 02,2020 Trading members had displayed the set of standard documents/policies on their own website for information.

SEBI SCORES LETTER OF AUTHORITY BROKERS NORMS RMS POLICY PMLA-POLICY SURVEILLANCE POLICY KYC MANDATORY - 6 ATTRIBUTES EVoting CDSL EVoting NSDL

DISCLAIMER INACTIVE CLIENT POLICY PRIVACY POLICY TERMS & CONDITIONS COMPANY POLICIES INVESTOR GRIEVANCE REDRESSAL POLICY INVESTOR CHARTER INVESTOR CHARTER - DP INVESTOR CHARTER - RESEARCH ANALYST INVESTOR CHARTER IGC MIS ADVISORY FOR INVESTORS BNRSL-DISCLAIMERS RESEARCH REPORTS