B.N.Rathi Securities Ltd.

Company Profile

Profit & Loss

THE KARNATAKA BANK LTD.

NSE : KTKBANKBSE : 532652ISIN CODE : INE614B01018Industry : Bank - PrivateHouse : Karnataka Bank

BSE227.850.65 (+0.29 %)

PREV CLOSE ( ) 227.20

OPEN PRICE ( ) 227.65

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 134983

TODAY'S LOW / HIGH ( )226.10 229.15

52 WK LOW / HIGH ( )128.35 286.35

NSE227.850.95 (+0.42 %)

PREV CLOSE( ) 226.90

OPEN PRICE ( ) 227.20

BID PRICE (QTY) 227.85 (689)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 892918

TODAY'S LOW / HIGH( ) 226.00 229.30

52 WK LOW / HIGH ( )128.3 286.55

(Rs.in Million)

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

I. INCOME

Interest Earned

72202.32

62216.64

62324.15

64747.70

Interest / Discount on advances / Bills

55849.07

47378.84

49372.92

51558.42

Interest on balances with RBI and other Inter-bank funds

15.80

318.89

299.71

445.98

Income on investments

14223.49

13101.19

11423.54

11601.32

Others

2113.95

1417.72

1227.98

1141.99

Other Income

9925.75

9538.77

14042.02

12616.25

Commission,exchange and brokerage

5614.69

4161.36

3558.61

4121.00

Profit / (loss)on sale of investments(net)

192.46

486.57

6247.89

4002.94

Profit on sale of Fixed Assets

-3.01

-8.52

-18.85

-7.07

Foreign Exchange Gains

115.83

203.84

169.36

182.85

Income earned from subsidiaries/joint venture

Rent / Lease Income

Provisions Written Back

Miscellaneous income

4005.79

4695.52

4085.01

4316.54

Total Income

82128.07

71755.41

76366.16

77363.95

II. EXPENDITURE

Interest Expended

40351.20

37306.20

40492.17

44444.12

Intereston Deposits

37868.54

35846.39

38507.74

42041.46

Interest on RBI / inter-bank borrowings

533.46

394.25

414.21

258.80

Other Interest

1949.20

1065.56

1570.23

2143.86

Operating Expenses

19700.22

18115.52

16792.29

16352.18

Payments to and provisions for employees

10734.63

10161.99

9133.13

8970.02

Rent,Taxes and lighting

1574.14

1463.41

1430.52

1469.06

Depreciation on Banks property

864.43

736.74

735.23

637.65

Depreciation on leased assets

Auditor's fees and expenses

31.28

28.54

43.55

42.51

Law charges

124.80

98.10

102.69

74.78

Communication Expenses

281.23

267.99

247.36

203.13

Repairs and Maintenance

710.66

578.88

513.06

453.40

Insurance

1030.29

944.94

950.68

759.21

Other expenses

4348.77

3834.92

3636.10

3742.42

Provisions and Contingencies

7671.82

9394.36

12963.51

11347.39

Provision for investments

100.00

56.50

-50.00

Provision for advances

Others Provisions

7671.82

9294.36

12907.01

11397.39

Profit Before Tax

14404.82

6939.33

6118.19

5220.27

Taxes

2608.00

1859.40

1293.60

902.50

Current Income Tax

2608.00

1859.40

1293.60

902.50

Deferred Tax

Other taxes

0.00

Profit After Tax

11796.82

5079.93

4824.59

4317.77

Extra items

0.00

Minority Interest

Share of Associate

Other Consolidated Items

Consolidated Net Profit

11796.82

5079.93

4824.59

4317.77

Adjustments to PAT

IV. APPROPRIATIONS

13147.63

5933.56

5841.40

5514.26

Transfer to Statutory Reserve

2960.00

1500.00

1250.00

1100.00

Appropriation to General Reserve

Appropriation to Revenue Reserve

5900.00

2100.00

1000.00

300.00

Appropriation to Other Reserves

Equity Dividend

Corporate dividend tax

203.19

Other appropriations

4287.63

2333.56

3591.40

3911.07

Equity Dividend %

50.00

40.00

18.00

Earnings Per Share

38.00

16.00

14.00

Adjusted EPS

38.00

16.00

14.00

Investor Alert

1) KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary. 2) For Stock Broking Transaction 'Prevent unauthorised transactions in your account --> Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day...Issued in the interest of Investors. 3) For Depository Transaction 'Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL/NSDL on the same day...Issued in the interest of investors. 4) No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. 5) Investors should be cautious on unsolicited emails and SMS advising to buy, sell or hold securities and trade only on the basis of informed decision. Investors are advised to invest after conducting appropriate analysis of respective companies and not to blindly follow unfounded rumours, tips etc. Further, you are also requested to share your knowledge or evidence of systemic wrongdoing, potential frauds or unethical behaviour through the anonymous portal facility provided on BSE & NSE website. 6) This is to inform that we B N Rathi securities Ltd not required to have a Business Continuity/DR plan under the existing regulatory provisions.

ATTENTION INVESTORS | KYC | IPO

Prevent Unauthorised transactions in your Trading/Demat Account. Update your mobile numbers/email IDs with your stock brokers/DP. Receive information of your transactions directly from Exchanges/Depositories on your mobile/email at the end of the day. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account......Issued in the interest of investors. SEBI Circular - Investor Grievance Redress Mechanism - New Policy Measures. Kindly refer at Policies.

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account

REGISTRATION NOS: SEBI Registration No: INZ000160834 (BSE-3233 | NSE-07141| MCX-56475) CDSL : SEBI Regn No. IN-DP-612-2021. AMFI-Registered Mutual Fund Distributor: B.N.Rathi Securities Ltd - ARN-77516: (B.N.Rathi is just acting as distributor. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.) CIN: L65993TG1985PLC005838

GRIEVANCE CONTACT Investor Grievance Contact: investorgrievances@bnrsecurities.com | DP Investor Grievance: investorgrievances@bnrsecurities.com Investor Protection and Arbitration Exchange Circulars and Rules - NSE,BSE and MCX.

In case of member having a website, member has created awareness amongst clients / investors with regard to procedure of pledge/ re-pledge of securities and displayed the guidelines on the homepage of their respective websites at a prominent place as required in Exchange circular ref no. NSE/INSP/45565 dated Sep 02,2020 Trading members had displayed the set of standard documents/policies on their own website for information.

SEBI SCORES LETTER OF AUTHORITY BROKERS NORMS RMS POLICY PMLA-POLICY SURVEILLANCE POLICY KYC MANDATORY - 6 ATTRIBUTES EVoting CDSL EVoting NSDL

DISCLAIMER INACTIVE CLIENT POLICY PRIVACY POLICY TERMS & CONDITIONS COMPANY POLICIES INVESTOR GRIEVANCE REDRESSAL POLICY INVESTOR CHARTER INVESTOR CHARTER - DP INVESTOR CHARTER - RESEARCH ANALYST INVESTOR CHARTER IGC MIS ADVISORY FOR INVESTORS BNRSL-DISCLAIMERS RESEARCH REPORTS