B.N.Rathi Securities Ltd.

Company Profile

Profit & Loss

PAISALO DIGITAL LTD.

NSE : PAISALOBSE : 532900ISIN CODE : INE420C01059Industry : Finance - NBFCHouse : Private

BSE66.40-2.06 (-3.01 %)

PREV CLOSE ( ) 68.46

OPEN PRICE ( ) 68.84

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 133084

TODAY'S LOW / HIGH ( )65.35 69.59

52 WK LOW / HIGH ( )21 99.63

NSE66.35-2.2 (-3.21 %)

PREV CLOSE( ) 68.55

OPEN PRICE ( ) 68.95

BID PRICE (QTY) 66.35 (10596)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 1489243

TODAY'S LOW / HIGH( ) 65.35 69.70

52 WK LOW / HIGH ( )23.85 99.63

(Rs.in Million)

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

Mar 2019

INCOME :

Operating Income

4731.90

3922.20

3460.20

3747.70

3606.00

Sale of Shares / Units

Interest income

4707.50

3922.20

3460.20

3747.70

3606.00

Portfolio management services

Dividend income

0.10

Brokerages & commissions

24.30

Processing fees and other charges

Other Operating Income

0.00

Operating Income (Net)

4731.90

3922.20

3460.20

3747.70

3606.00

EXPENDITURE :

Increase/Decrease in Stock

Employee Cost

283.30

207.00

189.90

208.30

219.10

Salaries, Wages & Bonus

262.70

192.60

176.90

194.70

207.80

Contributions to EPF & Pension Funds

14.90

10.70

10.40

7.50

Workmen and Staff Welfare Expenses

5.80

3.80

2.20

3.20

3.80

Other Employees Cost

0.00

Operating & Establishment Expenses

64.50

31.50

25.80

34.40

34.00

Depository Charges

Security Transaction tax

Software & Technical expenses

Commission, Brokerage & Discounts

19.00

4.20

1.80

1.30

4.60

Rent , Rates & Taxes

25.50

16.70

16.00

20.90

15.50

Repairs and Maintenance

10.50

3.80

1.90

4.90

6.30

Insurance

1.20

1.10

1.30

1.80

Electricity & Power

8.20

5.60

5.00

6.00

5.70

Other Operating Expenses

0.00

Administrations & Other Expenses

396.60

176.40

244.20

308.10

440.50

Printing and stationery

15.00

5.70

9.10

38.30

26.70

Professional and legal fees

91.60

47.60

32.20

47.70

48.40

Advertisement & Sales Promotion

131.30

11.10

75.90

61.80

167.10

Other General Expenses

158.70

112.00

127.00

160.30

198.30

Provisions and Contingencies

569.00

575.20

586.70

870.90

563.80

Provisions for contingencies

Provisions against NPAs

2.80

31.20

13.40

8.90

3.90

Bad debts /advances written off

534.70

514.10

482.00

748.60

521.30

Provision for doubtful debts

1.60

1.10

41.80

26.90

Losson disposal of fixed assets(net)

Losson foreign exchange fluctuations

Losson sale of non-trade current investments

4.90

Other Miscellaneous Expenses

25.00

28.80

49.60

86.60

38.60

Less: Expenses Capitalised

Total Expenditure

1313.40

990.00

1046.60

1421.60

1257.40

Operating Profit (Excl OI)

3418.50

2932.20

2413.60

2326.10

2348.60

Other Income

1.30

0.10

Other Interest Income

Other Commission

0.00

Discounts

Profit on sale of Fixed Assets

1.30

0.10

Income from investments

Provision Written Back

Others

0.00

Operating Profit

3419.80

2932.20

2413.60

2326.10

2348.60

Interest

2086.70

1841.10

1619.50

1565.50

1491.10

Loans

1376.80

1242.60

1187.80

1228.20

1194.60

Deposits

Bonds / Debentures

447.90

382.70

248.90

202.20

244.00

Other Interest

262.10

215.70

182.90

135.00

52.50

Depreciation

25.50

19.60

20.70

19.00

8.40

Profit Before Taxation & Exceptional Items

1307.70

1071.50

773.40

741.60

849.00

Exceptional Income / Expenses

-45.30

-0.30

4.20

Profit Before Tax

1262.40

1071.20

777.70

741.60

849.00

Provision for Tax

326.20

278.70

197.90

200.30

285.20

Current Income Tax

358.60

268.30

193.10

196.30

314.10

Deferred Tax

-32.40

10.40

4.80

4.00

-28.90

Other taxes

0.00

Profit After Tax

936.20

792.50

579.80

541.30

563.80

Extra items

0.00

Minority Interest

Share of Associate

Other Consolidated Items

Consolidated Net Profit

936.20

792.50

579.80

541.30

563.80

Adjustments to PAT

-3.40

Profit Balance B/F

33.90

13.70

4.90

16.50

12.60

Appropriations

970.10

806.20

584.70

554.50

576.40

General Reserve

630.00

550.00

400.00

390.00

Proposed Equity Dividend

40.60

Corporate dividend tax

8.30

Other Appropriation

340.10

256.20

184.70

164.50

137.50

Equity Dividend %

10.00

Earnings Per Share

2.00

18.00

14.00

13.00

14.00

Adjusted EPS

1.00

Investor Alert

1) KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary. 2) For Stock Broking Transaction 'Prevent unauthorised transactions in your account --> Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day...Issued in the interest of Investors. 3) For Depository Transaction 'Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL/NSDL on the same day...Issued in the interest of investors. 4) No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. 5) Investors should be cautious on unsolicited emails and SMS advising to buy, sell or hold securities and trade only on the basis of informed decision. Investors are advised to invest after conducting appropriate analysis of respective companies and not to blindly follow unfounded rumours, tips etc. Further, you are also requested to share your knowledge or evidence of systemic wrongdoing, potential frauds or unethical behaviour through the anonymous portal facility provided on BSE & NSE website. 6) This is to inform that we B N Rathi securities Ltd not required to have a Business Continuity/DR plan under the existing regulatory provisions.

ATTENTION INVESTORS | KYC | IPO

Prevent Unauthorised transactions in your Trading/Demat Account. Update your mobile numbers/email IDs with your stock brokers/DP. Receive information of your transactions directly from Exchanges/Depositories on your mobile/email at the end of the day. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account......Issued in the interest of investors. SEBI Circular - Investor Grievance Redress Mechanism - New Policy Measures. Kindly refer at Policies.

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account

REGISTRATION NOS: SEBI Registration No: INZ000160834 (BSE-3233 | NSE-07141| MCX-56475) CDSL : SEBI Regn No. IN-DP-612-2021. AMFI-Registered Mutual Fund Distributor: B.N.Rathi Securities Ltd - ARN-77516: (B.N.Rathi is just acting as distributor. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.) CIN: L65993TG1985PLC005838

GRIEVANCE CONTACT Investor Grievance Contact: investorgrievances@bnrsecurities.com | DP Investor Grievance: investorgrievances@bnrsecurities.com Investor Protection and Arbitration Exchange Circulars and Rules - NSE,BSE and MCX.

In case of member having a website, member has created awareness amongst clients / investors with regard to procedure of pledge/ re-pledge of securities and displayed the guidelines on the homepage of their respective websites at a prominent place as required in Exchange circular ref no. NSE/INSP/45565 dated Sep 02,2020 Trading members had displayed the set of standard documents/policies on their own website for information.

SEBI SCORES LETTER OF AUTHORITY BROKERS NORMS RMS POLICY PMLA-POLICY SURVEILLANCE POLICY KYC MANDATORY - 6 ATTRIBUTES EVoting CDSL EVoting NSDL

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