B.N.Rathi Securities Ltd.

Company Profile

Profit & Loss

KARUR VYSYA BANK LTD.

NSE : KARURVYSYABSE : 590003ISIN CODE : INE036D01028Industry : Bank - PrivateHouse : Private

BSE202.70-0.3 (-0.15 %)

PREV CLOSE ( ) 203.00

OPEN PRICE ( ) 205.45

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 193961

TODAY'S LOW / HIGH ( )201.50 207.80

52 WK LOW / HIGH ( )93.91 209.25

NSE203.050.2 (+0.1 %)

PREV CLOSE( ) 202.85

OPEN PRICE ( ) 205.20

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 203.05 (4345)

VOLUME 2440817

TODAY'S LOW / HIGH( ) 201.15 208.00

52 WK LOW / HIGH ( )93.9 209.3

(Rs.in Million)

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

Mar 2019

I. INCOME

Interest Earned

65165.50

55876.74

54704.27

59899.86

58158.20

Interest / Discount on advances / Bills

53269.43

45254.84

44535.49

46650.60

45963.75

Interest on balances with RBI and other Inter-bank funds

826.01

1343.33

682.91

1407.60

429.04

Income on investments

10991.33

9247.82

9417.89

11496.69

11505.92

Others

78.74

30.76

67.98

344.96

259.49

Other Income

11589.37

7690.54

9188.30

11546.18

9627.72

Commission,exchange and brokerage

7473.11

6339.72

5482.08

6580.40

6549.23

Profit / (loss)on sale of investments(net)

291.51

-501.75

2169.42

3399.91

704.78

Profit on sale of Fixed Assets

10.36

11.03

2.23

-124.57

12.54

Foreign Exchange Gains

344.59

375.72

318.42

374.70

418.46

Income earned from subsidiaries/joint venture

Rent / Lease Income

Provisions Written Back

2084.02

67.86

Miscellaneous income

1385.78

1397.96

1216.15

1315.74

1942.72

Total Income

76754.87

63567.27

63892.57

71446.04

67785.92

II. EXPENDITURE

Interest Expended

31677.38

28722.97

31109.13

36420.44

34530.01

Intereston Deposits

30667.26

27801.97

30133.38

35187.63

33414.07

Interest on RBI / inter-bank borrowings

583.43

581.97

658.22

434.36

Other Interest

426.70

339.03

393.78

574.60

681.59

Operating Expenses

20319.63

18542.20

19868.31

17417.11

16148.09

Payments to and provisions for employees

10059.64

9450.27

11536.76

8566.49

7611.74

Rent,Taxes and lighting

1980.78

1797.27

1742.14

1764.72

1754.12

Depreciation on Banks property

1056.65

1191.79

1241.38

1188.82

1012.17

Depreciation on leased assets

Auditor's fees and expenses

36.57

25.25

26.47

27.82

22.42

Law charges

35.08

64.39

49.17

83.56

43.06

Communication Expenses

221.32

252.90

252.44

260.42

255.06

Repairs and Maintenance

900.84

742.72

682.82

704.10

555.71

Insurance

963.99

899.49

807.22

670.31

615.81

Other expenses

5064.78

4118.12

3529.92

4150.86

4278.01

Provisions and Contingencies

10389.24

6992.93

7571.44

14886.64

13885.54

Provision for investments

1023.80

-58.90

193.80

763.20

690.50

Provision for advances

7515.10

6518.40

6397.20

13579.30

13080.90

Others Provisions

1850.34

533.43

980.44

544.14

114.14

Profit Before Tax

14368.62

9309.17

5343.69

2721.85

3222.27

Taxes

3307.70

2576.50

1749.80

371.60

1113.60

Current Income Tax

3751.80

2802.30

1946.10

974.40

857.10

Deferred Tax

-444.10

-225.80

-196.30

-602.80

256.50

Other taxes

0.00

Profit After Tax

11060.92

6732.67

3593.89

2350.25

2108.67

Extra items

0.00

Minority Interest

Share of Associate

Other Consolidated Items

Consolidated Net Profit

11060.92

6732.67

3593.89

2350.25

2108.67

Adjustments to PAT

IV. APPROPRIATIONS

12365.07

7142.98

3611.33

2945.91

2651.23

Transfer to Statutory Reserve

2766.00

1684.00

899.00

587.60

528.00

Appropriation to General Reserve

Appropriation to Revenue Reserve

6070.00

3200.00

1050.00

225.00

Appropriation to Other Reserves

Equity Dividend

Corporate dividend tax

Other appropriations

3529.07

2258.98

1662.33

2358.31

1898.23

Equity Dividend %

100.00

80.00

25.00

30.00

Earnings Per Share

14.00

8.00

4.00

3.00

Adjusted EPS

14.00

8.00

4.00

3.00

Investor Alert

1) KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary. 2) For Stock Broking Transaction 'Prevent unauthorised transactions in your account --> Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day...Issued in the interest of Investors. 3) For Depository Transaction 'Prevent Unauthorized Transactions in your demat account --> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from CDSL/NSDL on the same day...Issued in the interest of investors. 4) No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. 5) Investors should be cautious on unsolicited emails and SMS advising to buy, sell or hold securities and trade only on the basis of informed decision. Investors are advised to invest after conducting appropriate analysis of respective companies and not to blindly follow unfounded rumours, tips etc. Further, you are also requested to share your knowledge or evidence of systemic wrongdoing, potential frauds or unethical behaviour through the anonymous portal facility provided on BSE & NSE website. 6) This is to inform that we B N Rathi securities Ltd not required to have a Business Continuity/DR plan under the existing regulatory provisions.

ATTENTION INVESTORS | KYC | IPO

Prevent Unauthorised transactions in your Trading/Demat Account. Update your mobile numbers/email IDs with your stock brokers/DP. Receive information of your transactions directly from Exchanges/Depositories on your mobile/email at the end of the day. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account......Issued in the interest of investors. SEBI Circular - Investor Grievance Redress Mechanism - New Policy Measures. Kindly refer at Policies.

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account

REGISTRATION NOS: SEBI Registration No: INZ000160834 (BSE-3233 | NSE-07141| MCX-56475) CDSL : SEBI Regn No. IN-DP-612-2021. AMFI-Registered Mutual Fund Distributor: B.N.Rathi Securities Ltd - ARN-77516: (B.N.Rathi is just acting as distributor. All disputes with respect to the distribution activity, would not have access to Exchange investor redressal forum or Arbitration mechanism.) CIN: L65993TG1985PLC005838

GRIEVANCE CONTACT Investor Grievance Contact: investorgrievances@bnrsecurities.com | DP Investor Grievance: investorgrievances@bnrsecurities.com Investor Protection and Arbitration Exchange Circulars and Rules - NSE,BSE and MCX.

In case of member having a website, member has created awareness amongst clients / investors with regard to procedure of pledge/ re-pledge of securities and displayed the guidelines on the homepage of their respective websites at a prominent place as required in Exchange circular ref no. NSE/INSP/45565 dated Sep 02,2020 Trading members had displayed the set of standard documents/policies on their own website for information.

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